Alert:  Be on the lookout for bank imposters, JSSB will never ask you to send money to yourself or anyone else via Zelle®.

 

 

Penns Woods Bancorp, Inc.

Penns Woods Bancorp, Inc.

Our Expertise

Our Expertise

Penns Woods Bancorp, Inc. is the holding company for Jersey Shore State Bank (JSSB), Luzerne Bank (Luzerne) and United Insurance Solutions (UIS). The Company's business has consisted primarily of managing and supervising JSSB, Luzerne and UIS, and its principal source of income has been dividends paid by JSSB and Luzerne.

Services offered by JSSB and Luzerne include accepting time, demand and savings deposits, including Super NOW accounts, regular savings accounts, money market certificates, investment certificates, fixed-rate certificates of deposit and club accounts. Its services also include making secured and unsecured commercial and consumer loans, financing commercial transactions, as well as making construction and mortgage loans. Additional services include making residential mortgage loans, revolving credit loans with overdraft protection and small business loans. Business loans include seasonal credit collateral loans and term loans, as well as accounts receivable and inventory financing.

Services offered by UIS include Property & Casualty Insurance, as well as Medicare Supplements and Medicare Advantage.

Investment products are available from JSSB’s subsidiary The M Group D/B/A The Comprehensive Financial Group.



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Our Leadership

Our Leadership

At Penn's Woods Bancorp, Inc., we value leadership, the kind of insightful, strategic leadership necessary to ensure the ongoing success and integrity of the regional financial institutions we oversee. We take pride in the expertise, dedication to excellence, and commitment to community of our leadership team as well as the leadership serving at each of our member banks.

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Our Banks