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June 13, 2016

Penns Woods Bancorp, Inc. Promotes Roxanna Chapman to Senior Vice President

Roxanna Chapman

Williamsport, PA – Richard A. Grafmyre, President and Chief Executive Officer of Penns Woods Bancorp, Inc. has announced the promotion of Roxanna Chapman to Senior Vice President of Loan Operations for Penns Woods Bancorp which includes Jersey Shore State Bank and Luzerne Bank.

Chapman is a native of the Central Pennsylvania area, graduating from Williamsport Area High School in 1973. She then attended the American Institute of Banking while working as a Loan Processing Clerk at Northern Central Bank. Chapman has 43 years of experience in the banking industry, almost all of which is focused in lending and loan operations. Throughout the course of her career, Chapman has held positions ranging from Loan Processor to Assistant Vice President/Senior Operations Manager to her current position of Senior Vice President of Loan Operations. Chapman is also a recipient of the American Business Woman of the Year Award.

“Roxanna has proven to be an exceptional leader and strong contributor in our Loan Operations department,” said Grafmyre. “She takes a lot of pride in her work and motivates her team to continue being a dynamic squad in support operations, which will be crucial in her new role with Penns Woods Bancorp.”

When she isn’t focusing on her career, Chapman invests her time into her community serving as a service level volunteer at North Central Sight Services; a volunteer for the Multiple Sclerosis Society; and an active member of her church. Formerly Chapman served as a Board Member for North Central Sight Services; President of the Montoursville Chapter of the American Business Women’s Association; and Treasurer of the Williamsport Exchange Club. Chapman also enjoys cooking and gardening as well as spending time with her husband, Hank, and their daughter, Allison.

Penns Woods Bancorp, Inc. is the $1.3 billion parent company of Jersey Shore State Bank and Luzerne Bank. Jersey Shore State Bank operates fifteen branch offices providing financial services in Lycoming, Clinton, Centre, Montour and Union Counties. Luzerne Bank operates eight branch offices providing financial services in Luzerne and Lackawanna counties. Investment and insurances products are offered through Jersey Shore State Bank’s subsidiary, The M Group, Inc. D/B/A The Comprehensive Financial Group.